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Premiums start at only £2.50 per £100 of monthly benefit.
You get the reassurance of back-to-day-one cover which means you receive tax
free benefits paid from the first day of a claim.
You can choose between unemployment only cover, incapacity only cover or both
combined. Also known as accident, sickness or redundancy cover.
All applicants are offered the same premium irrespective of age, gender or
occupation.
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Insurance news
This is Money | Insurance
More Than: Keeping pay-as-you-drive
Car insurer More Than says it will not follow rival Norwich Union and scrap pay-as-you-drive
More Than: Keeping pay-as-you-drive
Car insurer More Than says it will not follow rival Norwich Union and scrap pay-as-you-drive
Motorists say a sad farewell to 'fully comp'
Insurers have been gradually stripping out sections from their policies, leaving drivers with cover that is comprehensive in name only
Motorists say a sad farewell to 'fully comp'
Insurers have been gradually stripping out sections from their policies, leaving drivers with cover that is comprehensive in name only
Crunch leads one in four to cut cover
The insurance industry should brace itself for a £1.5bn fall in revenue as consumers trim back policies in response to the credit crunch
Crunch leads one in four to cut cover
The insurance industry should brace itself for a £1.5bn fall in revenue as consumers trim back policies in response to the credit crunch
Say 'I do' to cover if you marry overseas
When Wayne married Coleen, the Rooneys joined a growing trend of couples tying the knot abroad - But will their insurance cover an overseas wedding?
Say 'I do' to cover if you marry overseas
When Wayne married Coleen, the Rooneys joined a growing trend of couples tying the knot abroad - But will their insurance cover an overseas wedding?
Insurance flood risk to ½m homes
Around 500,000 homes could become uninsurable unless flood protection work is stepped up, according to a warning today
Insurance flood risk to ½m homes
Around 500,000 homes could become uninsurable unless flood protection work is stepped up, according to a warning today
This is Money | Credit cards & loans
Card costs hiked for the holidays
Holidaymakers will be paying millions of pounds extra in interest on their spending as credit card companies have brought in a series of summer rate hikes
Card costs hiked for the holidays
Holidaymakers will be paying millions of pounds extra in interest on their spending as credit card companies have brought in a series of summer rate hikes
How to make the most of credit cards
If you are struggling with credit card repayments or you can't get an interest-free balance transfer, there are still ways to keep the debt in check
How to make the most of credit cards
If you are struggling with credit card repayments or you can't get an interest-free balance transfer, there are still ways to keep the debt in check
Balance transfer market hots up
As summer approaches and the temperature rises, so the balance transfer credit card market is also beginning to hot up
Balance transfer market hots up
As summer approaches and the temperature rises, so the balance transfer credit card market is also beginning to hot up
Card limits frozen - even for the wealthy
One six-figure earner's struggle to borrow a few thousand pounds extra, even temporarily, shows the extent to which banks are cutting back
Why has the student loan rate increased?
Why has the government increased the APR on student loans from 2.4% to 4.8%?
Are incredibly low loan rates a trick?
I have seen some very cheap interest rates on loans on the internet eg 2.8%. What do I need to be wary or aware of and is there a catch?
Can my new employer do a credit check?
I have accepted a job with a credit recovery firm. As well as supplying references, I had to complete forms for credit checking
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